Financing with Our Dealership

Welcome to Our Financing Department

Let the Finance Center at Heartland Toyota be Your Guide to the Perfect Deal

Whether you choose a brand-new Toyota model from our collection or one of our top-quality, used car, truck or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Gig Harbor, Silverdale, and Poulsbo area, to guide our customers to the perfect deal they can live with, every time.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Find out just how easy financing your next car can be with the help of Heartland Toyota

While financing a car can be a trying endeavor at other dealerships around Port Orchard and Bainbridge Island these days, you'll find it refreshingly simple here at Heartland Toyota. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.

Your privacy is important to us.

Heartland Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.